Finom vs Qonto
A side-by-side comparison from verified vendor data. Use the check to see which one fits your answers.
In short
Pick Finom if you want:
- Freelancers and small firms looking for a low-cost business account with e-invoicing.
Pick Qonto if you want:
- ✓ Free plan
| Finom | Qonto | |
|---|---|---|
| Type | Business account | Business account |
| Price from | €7 per month | €0 per month |
| Free plan | ✗ No | ✓ Yes |
| Free trial | 30 days | 30 days |
| E-invoice formats | XRechnung, ZUGFeRD | XRechnung, ZUGFeRD |
| DATEV export | ✓ Yes | ✓ Yes |
| Business bank account | ✓ Yes | ✓ Yes |
| VAT returns or tax filing | not verified | not verified |
| Several users | ✓ Yes | ✓ Yes |
| Mobile app | ✓ Yes | ✓ Yes |
| CRM | not verified | not verified |
| Paid plans from | – | €9 per month |
| Who it suits | Freelancers and small firms looking for a low-cost business account with e-invoicing. | Freelancers and small firms that want a business account and e-invoices in one place. |
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General information, not tax advice. Ask your tax adviser about your specific case.