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Finom vs Pennylane

A side-by-side comparison from verified vendor data. Use the check to see which one fits your answers.

In short

Pick Finom if you want:

  • ✓ Free plan
  • ✓ Several users

Pick Pennylane if you want:

  • Independents and small firms that want full bookkeeping shared with their accountant.
FinomPennylane
TypeBusiness accountAll-in-one
Price from€0 per month€7 per month
Free plan✓ Yes✗ No
Free trial30 days15 days
E-invoice formatsnot verifiedCII, Factur-X, UBL
Plateforme Agréée (PA)not verified✓ Yes
Business bank account✓ Yes✓ Yes
VAT returns or tax filingnot verified✓ Yes
Several users✓ Yes✗ No
Mobile app✓ Yes✓ Yes
CRMnot verifiednot verified
Who it suitsIndependents looking for a free business account with invoicing.Independents and small firms that want full bookkeeping shared with their accountant.

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General information, not tax advice. Ask your tax adviser about your specific case.