Indy vs Qonto
A side-by-side comparison from verified vendor data. Use the check to see which one fits your answers.
In short
Pick Indy if you want:
- ✓ Free plan
Pick Qonto if you want:
- ✓ Several users
| Indy | Qonto | |
|---|---|---|
| Type | All-in-one | Business account |
| Price from | €0 per month | €9 per month |
| Paid plans from | €12 per month | – |
| Free plan | ✓ Yes | ✗ No |
| Free trial | not verified | 30 days |
| E-invoice formats | Factur-X | not verified |
| Plateforme Agréée (PA) | ✓ Yes | ✓ Yes |
| Business bank account | ✓ Yes | ✓ Yes |
| VAT returns or tax filing | ✓ Yes | not verified |
| Several users | ✗ No | ✓ Yes |
| Mobile app | ✓ Yes | ✓ Yes |
| CRM | not verified | not verified |
| Who it suits | Independents who want invoicing, bookkeeping and a business account for free. | Independents and small firms that want a business account and an approved platform in one place. |
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General information, not tax advice. Ask your tax adviser about your specific case.